Who We Are
AviaProtect is operated by Expat Venture Holdings LLC.
AviaProtect is an independent insurance broker and referral platform. We are not an insurance company, underwriter, claims administrator, medical provider, hospital, clinic, or treatment facilitator.
We help clients review available medical travel and recovery protection options offered by third-party insurance providers.
Our Broker Role
AviaProtect does not:
- Issue insurance policies
- Underwrite applications
- Approve or deny coverage
- Make claim decisions
- Guarantee eligibility
- Guarantee payment of benefits
- Provide medical treatment or medical advice
- Evaluate or certify doctors, hospitals, clinics, or procedures
All coverage, if issued, is provided by third-party insurance providers and is subject to their policy terms, conditions, limitations, exclusions, eligibility rules, and claims review.
Available Provider
Based on your answers, the available option we can currently help you review is through Global Protective Solutions.
Final eligibility, premium, coverage terms, exclusions, and claim decisions are determined by the issuing provider and the policy documents.
AviaProtect may assist with information, intake, referral, and communication, but the insurance provider and/or claims administrator is solely responsible for underwriting, issuing coverage, and determining claims.
No Medical, Legal, Tax, or Insurance Advice
The information on this website is for general informational purposes only.
Nothing on this website should be treated as medical, legal, tax, financial, or personalized insurance advice. You should review all policy documents carefully and speak with qualified professionals when appropriate.
Medical Travel Risk Disclaimer
Medical tourism and planned treatment abroad involve risk. AviaProtect does not recommend, approve, inspect, certify, or evaluate any doctor, clinic, hospital, destination, or medical procedure.
We do not guarantee medical outcomes, treatment quality, safety, recovery results, or the absence of complications.
Your choice of provider, procedure, destination, and travel plan is your responsibility.
Coverage Limitations
Medical travel and recovery protection coverage is limited insurance. It is not comprehensive health insurance, major medical insurance, or a substitute for domestic or international health coverage.
Coverage may be limited to specific covered complications, benefits, dollar limits, time periods, destinations, facilities, procedures, or eligibility requirements.
Coverage may also:
- Be reimbursement-based
- Require pre-approval or prior authorization
- Require use of approved facilities, procedures, or providers
- Exclude pre-existing conditions
- Exclude certain procedures, destinations, complications, or outcomes
- Exclude dissatisfaction with cosmetic or treatment results
- Require timely notice of a claim
- Be subject to policy maximums, deductibles, sub-limits, and exclusions
The policy documents control in all cases.
Quotes and Estimates
Any quote, estimate, premium indication, benefit summary, or coverage description shown on this website is for informational purposes only.
Coverage is not active unless and until the insurance provider accepts the application, issues coverage, and any required premium is paid.
A quote or estimate does not guarantee eligibility, approval, final pricing, or coverage.
Client Responsibility
By using this website or submitting information, you agree that you are responsible for:
- Providing complete and accurate information
- Reviewing all policy documents before purchase
- Understanding coverage limits, exclusions, and requirements
- Confirming whether a procedure, facility, provider, or destination is eligible
- Following all pre-approval, notice, and claim procedures
- Keeping copies of medical, travel, and payment records
Incorrect, incomplete, or misleading information may result in denial of coverage or claims.
Third-Party Providers
AviaProtect works with third-party providers, insurers, administrators, and partners.
We are not responsible for the actions, omissions, delays, coverage decisions, pricing decisions, underwriting decisions, claim decisions, or payment decisions of any third party.
Limitation of Liability
To the fullest extent permitted by law, AviaProtect and Expat Venture Holdings LLC are not liable for:
- Medical outcomes
- Treatment complications
- Denied claims
- Delayed claims
- Unpaid medical bills
- Financial losses
- Travel disruption
- Provider errors
- Clinic, hospital, or doctor actions
- Misunderstanding of policy terms
- Decisions made based on information from this website
Use of this website and any services is at your own risk.
Communications Consent
By submitting your information, you agree that AviaProtect may contact you by email, phone, text message, WhatsApp, or similar communication methods regarding your inquiry, quote request, application, coverage options, or related services.
You may request that we stop contacting you at any time.
Privacy and Data Use
Information you provide may be used to respond to your inquiry, prepare quotes, communicate with third-party insurance providers, and assist with application or referral processing.
We do not sell your personal information.
Sensitive health or travel information should only be submitted through forms or communication methods provided for that purpose.
Website Information
We try to keep website information accurate and current, but insurance terms, provider rules, premiums, eligibility, benefits, and exclusions may change.
If there is any difference between this website and the official policy documents, the policy documents control.
Governing Law
These terms apply under the laws governing Expat Venture Holdings LLC, unless otherwise required by applicable law.
Contact
For questions, contact: [email protected]